About
Retirement deserves more than a collection of accounts.
Empirical Wealth Group was built around a simple idea: the strategy that helps someone build wealth is not necessarily the same strategy that helps them live from it.
As clients approach retirement, the questions change. How much income can I generate? How much risk should I take? What happens if markets decline? How do I protect my spouse? How do Medicare and Social Security fit together? How do I make my money last?
Our work is centered around helping clients answer those questions and turn decades of savings into a coordinated retirement strategy.
We focus on the transition from accumulation to distribution — the years when decisions matter most. We evaluate strategies from multiple insurance companies, we plan around the income you actually need, and we aim to remain a resource for the decades retirement can span.
What we believe.
Independence
We evaluate strategies from multiple insurance companies rather than building every plan around a single product.
Education
We believe better retirement decisions start with better information. Our process is designed to clarify, not pressure.
Longevity of Relationship
Retirement can span decades. Our goal is to remain a resource as your circumstances and needs evolve.
A focused firm built around retirement.
Empirical Wealth Group is built around helping clients navigate the transition from accumulating wealth to creating dependable retirement income.
Our work brings together retirement income planning, annuity strategies, Medicare guidance, and life insurance solutions so clients can make better coordinated decisions as they approach and move through retirement.
Retirement Income Planning
Helping clients turn accumulated assets into a coordinated income strategy designed around their retirement needs.
Medicare Guidance
Helping clients understand Medicare choices and how healthcare decisions fit into the broader retirement picture.
Protection Strategies
Evaluating annuity and life insurance solutions when appropriate to help address income, longevity, and family protection needs.
Austin Becker
Founder · Retirement Strategist
Austin Becker is the founder of Empirical Wealth Group and has spent nearly a decade helping pre-retirees and retirees navigate one of the most important transitions of their financial lives: turning accumulated savings into dependable retirement income.
He entered the industry after seeing how many seniors reached retirement without a clear income strategy. Too often, retirement planning focused heavily on growing and managing assets, while the question of how those assets would actually produce a reliable monthly paycheck received far less attention.
That experience shaped Austin's philosophy today. He believes a retirement portfolio is not the same thing as a retirement income plan. A true income strategy should be intentionally designed to create dependable paychecks, rather than relying solely on systematic withdrawals from market accounts and hoping markets cooperate.
His work focuses on helping clients ages 55–70 create retirement strategies centered around dependable income, guaranteed income options, principal protection, and greater confidence in the years ahead.
Austin founded Empirical Wealth Group to give retirees a more personal and income-focused approach to retirement planning. He takes pride in building long-term relationships and treating the people he works with the same way he would want his own family treated.
Outside of work, Austin is a husband and father of three, and family remains at the center of how he thinks about retirement, protection, and financial security.
Meet Empirical Wealth Group.
Schedule a conversation to see whether our approach is the right fit for your retirement.